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Is the Amex Green still worth $150 a year?

At renewal there's no welcome bonus left, just the fee against what the card earns and the credits you actually use. Here's that renewal year for three spending profiles, compared with switching to a no-fee card. Terms verified Oct 5, 2026.

ProfileAmex Green after feeBest alternativePaysVerdict
Everyday spender
About $2,000 a month, mostly groceries and errands, one trip a year.
$347Wells Fargo Autograph$535Cancel or downgrade
Keep only if its unpriced perks are worth over $188 a year to you.
Balanced
About $3,500 a month with a few trips a year and regular dining out.
$912Wells Fargo Autograph$1,055Cancel or downgrade
Keep only if its unpriced perks are worth over $143 a year to you.
Frequent traveler
About $5,000 a month, heavy on flights, hotels and restaurants, some trips abroad.
$1,740Wells Fargo Autograph$1,782Cancel or downgrade
Keep only if its unpriced perks are worth over $42 a year to you.

Profiles use typed totals, so merchant credits (rideshare, delivery, streaming) aren't counted here.Answer a few questions in the calculator below and the verdict updates.

The credits, and what it takes to use them

Up to $219 a year on paper. They only offset the fee to the extent you'd have spent that money anyway.

CreditHow it works
$219 CLEAR+ creditUp to $219 per calendar year on a CLEAR+ membership (auto-renewing) charged to the card. Raised from $209 when CLEAR+ went to $219 on 2026-07-01.

Run it on your own spending

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