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Privacy

Short version: your statements never leave your device, and we don't know who you are.

Your statements

When you add a statement file, your browser reads it with JavaScript that runs on your device. The parsing, categorizing and simulation all happen there. The file, its transactions and your results are never sent to us or anyone else. There's no endpoint on this site that accepts a statement, and no account to save one to.

You don't have to take our word for it. The site's Content-Security-Policy only allows the page to talk to its own domain (plus Cloudflare's cookieless analytics), and your browser's developer tools will show that adding a file makes no network request. Close the tab and the data is gone; we don't store it in your browser either.

What we do collect

  • Page analytics: Cloudflare Web Analytics counts page views without cookies or personal identifiers.
  • One counter per simulation: when a simulation finishes, the page sends the event name and whether you used a statement or typed totals. No amounts, merchants, cards or anything from your file.
  • Offer alerts, only if you sign up: your email address and your yearly spending totals by category, rounded to $10, plus whether you value points as cash or travel and which card was the best fit when you signed up. Not your statements, merchants, cards or anything else. Nothing is emailed until you confirm, every email has a link that deletes the row, and we check alerts only against the card catalog.
  • Apply clicks: "Apply" links go through /go/<card>/ so we can count which issuer pages people visit. We record the card name and nothing about you, then send you to the issuer.

Cloudflare, which hosts the site, keeps standard request logs (like IP address and user agent) for security, under its own privacy policy.

No sale, no sharing

We don't sell or share data. Offer-alert emails are sent through Resend, an email delivery service, which sees the address and the message. Nothing else leaves our database.

Not advice

Results are estimates from your spending and the card terms we track. They aren't financial advice and say nothing about whether you'd be approved. Check the issuer's terms before you apply.