Prime Visa vs Blue Cash Everyday
It depends on how you spend: the Prime Visa wins for 1 of our three profiles and the Blue Cash Everyday for 2. Below: what each card pays after fees for three spending profiles, the break-even, and a live calculator for your own numbers. Card terms verified Oct 5, 2026.
Simulated results
Five years, welcome offers counted when the profile's own spending reaches them, points valued as cash. Merchant credits like Uber or DoorDash aren't counted for typed profiles; they show up in the break-even instead.
| Profile | Prime Visa: year 1 | then yearly | 5 years | Blue Cash Everyday: year 1 | then yearly | 5 years |
|---|---|---|---|---|---|---|
| Everyday spender About $2,000 a month, mostly groceries and errands, one trip a year. | $375 | $225 | $1,273 | $634 | $434 | $2,369 |
| Balanced About $3,500 a month with a few trips a year and regular dining out. | $629 | $479 | $2,545 | $850 | $624 | $3,348 |
| Frequent traveler About $5,000 a month, heavy on flights, hotels and restaurants, some trips abroad. | $875 | $725 | $3,775 | $918 | $690 | $3,678 |
The break-even
Everyday spender
Prime Visa trails Blue Cash Everyday by $219 a year. It has no extra perks we left unpriced that could close that gap.
Balanced
Prime Visa trails Blue Cash Everyday by $161 a year. It has no extra perks we left unpriced that could close that gap.
Frequent traveler
Blue Cash Everyday trails Prime Visa by $19 a year. It wins only if its credits you'd have to use are worth more than $19 a year to you.
Try it with your spending
Starts from the Balanced profile. Change any number, or drop in your statements; they're read on this device and never uploaded.
The live calculator needs JavaScript. The tables above are precomputed.
The live calculator needs JavaScript. The tables above are precomputed.
Side by side
| Term | Prime Visa | Blue Cash Everyday |
|---|---|---|
| Issuer and network | Chase, Visa | American Express, American Express |
| Annual fee | None | None |
| Requires | Amazon Prime, $139 a year | Nothing extra |
| Welcome offer | $150 after $0 in 0 months | $200 after $2,000 in 6 months (as high as; offers vary) |
| Earning | 5% at Amazon.com, Audible.com and Whole Foods Market (with an eligible Prime membership) · 5% on Chase Travel purchases (with an eligible Prime membership) · 2% at gas stations, restaurants, and local transit & commuting (incl. rideshare) · 1% on everything else | 3% at U.S. supermarkets on up to $6,000 a calendar year · 3% on U.S. online retail purchases on up to $6,000 a calendar year · 3% at U.S. gas stations on up to $6,000 a calendar year · 1% on everything else |
| Rewards currency | Cash back | Cash back |
| Statement credits | None | $84 Disney Streaming Credit ($7 a month) · $180 Home Chef credit ($15 a month) |
| Lounges | None | None |
| Foreign transaction fee | None | 2.7% |
| Authorized users | No fee | No fee |
| Availability | Open to new applicants | Open to new applicants |
| Verified | Oct 5, 2026 | Oct 5, 2026 |
Compare every card with your statements